Indiana Mortgage Why Use A Broker Page
Indiana Mortgage Why Use a Broker
Brokers helps you, the consumer, find a loan that fits your needs. They work with many
different lenders; therefore, have a VERY wide variety of programs to fit almost any
situation.

Consider the following reasons why bypassing a mortgage broker and going directly to
a bank can be limiting:
  1. Banks are product oriented.  They have only their programs to offer and, if you don't
    fit or don't like them, they'll send you away having wasted your valuable time.  Very
    few individuals fit the bank's required "perfect loan scenario".
  2. Banks tend to focus solely on the A-credit borrowers and require low loan to value
    ratios. (Loan To Value is the percentage you intend to borrow in relation to the
    value of the collateral)
  3. Banks don't see enough of the credit challanged borrower to be able to offer the
    advice and information you need to put yourself back on track to be a more solid
    loan applicant.
  4. Mortgage brokers have access to almost every loan program in the marketplace,
    providing a one-stop shop.
  5. Mortgage brokerage firms only get paid if your loan closes, giving them incentive to
    get the job done.
  6. Good mortgage brokers are accustomed to comparing and contrasting many
    different loan programs - finding the best one for your situation, regardless of the
    lender.
  7. Mortgage brokers can act as a filter, helping to determine how to present your loan
    package in the most favorable way.
  8. Good mortgage brokers are willing to work with you months in advance to help
    prepare you and/or your loan.
  9. Good mortgage brokers may identify other loan programs for your situation, such
    as a refinance to help your cash position.
  10. Many mortgage brokers are dependent upon referral business, making them more
    concerned with your happiness.
Mainstream Mortgage an Indiana Mortgage Company
Why Use A Broker:
Indiana Mortgage Statement
Our Mission
"To offer reliable advice
and exceptional customer
service while providing the
best programs available."
Contact us:

260-637-7788
866-471-3339
10536 Coldwater Rd.
Fort Wayne, IN 46845
Many don't understand
the importance of a
broker and what they
have to offer.  We hope to
answer a few questions
about what we do and
how it could relate to you.
WHAT MAKES MAINSTREAM DIFFERENT:
  • Professional and courteous service ALL the time
  • Knowledge and experience you can trust
  • We are advisors not just loan officers
  • Get the answers you need about your credit
  • State certified and licensed loan officers
  • Assistance with the home-buying and selling processes
  • One on One dedication and attention
  • Flexible hours and weekends available
Your Indiana Mortgage Company
Mainstream Mortgage  *  10536 Coldwater Rd.  *  Ft Wayne, IN 46845