MORTGAGE BROKER: A Mortgage Broker is an independent loan originator that
helps you, the consumer, find a loan that fits your needs. They work with many different
lenders; therefore, have a VERY wide variety of programs to fit almost any situation.

Consider the following reasons why bypassing a mortgage broker and going
directly to a bank can be limiting:
  1. Banks are product oriented.  They have only their programs to offer and, if you
    don't fit or don't like them, they'll send you away having wasted your valuable
    time.  Very few individuals fit the bank's required "perfect loan scenario".
  2. Banks tend to focus solely on the A-credit borrowers and require low loan to
    value ratios. (Loan To Value is the percentage you intend to borrow in relation
    to the value of the collateral)
  3. Banks don't see enough of the credit challanged borrower to be able to offer
    the advice and information you need to put yourself back on track to be a more
    solid loan applicant.
  4. Mortgage brokers have access to almost every loan program in the
    marketplace, providing a one-stop shop.
  5. Mortgage brokerage firms only get paid if your loan closes, giving them
    incentive to get the job done.
  6. Good mortgage brokers are accustomed to comparing and contrasting many
    different loan programs - finding the best one for your situation, regardless of
    the lender.
  7. Mortgage brokers can act as a filter, helping to determine how to present your
    loan package in the most favorable way.
  8. Good mortgage brokers are willing to work with you months in advance to help
    prepare you and/or your loan.
  9. Good mortgage brokers may identify other loan programs for your situation,
    such as a refinance to help your cash position.
  10. Many mortgage brokers are dependent upon referral business, making them
    more concerned with your happiness.
Mainstream Mortgage
Why Use A Broker:
Our Mission
To offer reliable advice and
exceptional customer
service while providing the
best programs available.
Contact us:

260-637-7788
866-471-3339
10536 Coldwater Rd.
Fort Wayne, IN 46845
Many don't understand
the importance of a
broker and what they
have to offer.  We hope to
answer a few questions
about what we do and
how it could relate to you.
10536 Coldwater Rd  *  Fort Wayne, IN 46845
Why are we different?
  • Professional and courteous service ALL the time
  • Knowledge and experience you can trust
  • Get the answers you need about your credit
  • State certified loan officers
  • Assistance with the homebuying and selling processes
  • One on One dedication and attention
  • Flexible hours and weekends available