| CREDIT ANALYZER |
Q: I closed the window! How can I go back
in and review my analysis?
A: A receipt was sent to your e-mail
address that has a link to view the
report.
Q: I received the Scores and the Analyses,
but no report. How can I get a copy?
A: The report is available by calling us if you
did see the report. Feel free to contact
us with any questions regarding the
analysis or general questions about
credit.
Q: Why should I pay for this if I can get pre-
qualified down the street for free?
A: This offers an action plan that we can all
follow to make sure you can qualify for
the best loans.
Q: Why do I need all 3 analyses, when
someone already gave me one from
another bureau?
A: Statistics from CreditXpert® show that if
you only use one analysis, you can
qualify for a better loan 20% of the time.
If you use all three, that increases to
80%.
Q: I ordered the analysis, but the charges
were different than the receipt. What
happened?
A: If your credit report is not available from
one of the bureaus, we cannot provide
the analysis for it. Your pricing has been
reduced by the cost of the service that
was not provided.
Q: Can I show this to my real estate agent?
A: You purchased the report, and are free
to do with it as you see fit.
Q: Will I get a lot of phone calls from other
lenders when I order my report?
A: We do not sell your information,
however, the credit reporting agencies
that maintain your credit information
may. Your name, address, and phone
number may be sold to competing
lenders, and you may be contacted. You
can opt out of the bureaus’ prescreened
marketing lists by dialing 888 5 OPT
OUT (888 567-8688) or by visiting www.
optoutprescreen.com.
Q: Can I use my debit card?
A: Yes!
Q: Is my transaction secure? It doesn’t
show it in Internet Explorer.
A: Yes, the Credit Plus order form is a SSL
128-bit encrypted transaction
in and review my analysis?
A: A receipt was sent to your e-mail
address that has a link to view the
report.
Q: I received the Scores and the Analyses,
but no report. How can I get a copy?
A: The report is available by calling us if you
did see the report. Feel free to contact
us with any questions regarding the
analysis or general questions about
credit.
Q: Why should I pay for this if I can get pre-
qualified down the street for free?
A: This offers an action plan that we can all
follow to make sure you can qualify for
the best loans.
Q: Why do I need all 3 analyses, when
someone already gave me one from
another bureau?
A: Statistics from CreditXpert® show that if
you only use one analysis, you can
qualify for a better loan 20% of the time.
If you use all three, that increases to
80%.
Q: I ordered the analysis, but the charges
were different than the receipt. What
happened?
A: If your credit report is not available from
one of the bureaus, we cannot provide
the analysis for it. Your pricing has been
reduced by the cost of the service that
was not provided.
Q: Can I show this to my real estate agent?
A: You purchased the report, and are free
to do with it as you see fit.
Q: Will I get a lot of phone calls from other
lenders when I order my report?
A: We do not sell your information,
however, the credit reporting agencies
that maintain your credit information
may. Your name, address, and phone
number may be sold to competing
lenders, and you may be contacted. You
can opt out of the bureaus’ prescreened
marketing lists by dialing 888 5 OPT
OUT (888 567-8688) or by visiting www.
optoutprescreen.com.
Q: Can I use my debit card?
A: Yes!
Q: Is my transaction secure? It doesn’t
show it in Internet Explorer.
A: Yes, the Credit Plus order form is a SSL
128-bit encrypted transaction
We encourage all of our customers to check out their credit history. Feel free to utilize our Credit Anaylsis tool
to obtain a copy of your own credit anaylsis. The charge for your credit report will be applied toward your
mortgage application when you apply through Mainstream Mortgage. (Individual $21.50 Joint $36.75)
Your FICO credit impacts your mortgage rate options. Just 5 or 10 points may qualify you for a better mortgage
rate! See how! Even if you already have good credit, this tool can help you achieve GREAT credit! Over the
lifetime of a loan, that could save you thousands of dollars! The analyzer uses your personal credit information
and answers questions such as,"What happpens to my credit score if I pay off a credit card or open a new
account?"
Consumers who try to manage their credit score without guidance often do more harm than good. They make
mistakes like closing unused credit cards, which can actually hurt a credit score.
YOU GET:
* Instant online access to your scores and credit anaylsis.
* An explanation of what your score means, comparison with national averages, and a graph of how
lenders view you
* The CreditExpert will show you how your actions may change your scores
* Specific tips for understanding your scores
* Our knowledgeable staff can help answer additional questions with a single phone call (260)637-7788
to obtain a copy of your own credit anaylsis. The charge for your credit report will be applied toward your
mortgage application when you apply through Mainstream Mortgage. (Individual $21.50 Joint $36.75)
Your FICO credit impacts your mortgage rate options. Just 5 or 10 points may qualify you for a better mortgage
rate! See how! Even if you already have good credit, this tool can help you achieve GREAT credit! Over the
lifetime of a loan, that could save you thousands of dollars! The analyzer uses your personal credit information
and answers questions such as,"What happpens to my credit score if I pay off a credit card or open a new
account?"
Consumers who try to manage their credit score without guidance often do more harm than good. They make
mistakes like closing unused credit cards, which can actually hurt a credit score.
YOU GET:
* Instant online access to your scores and credit anaylsis.
* An explanation of what your score means, comparison with national averages, and a graph of how
lenders view you
* The CreditExpert will show you how your actions may change your scores
* Specific tips for understanding your scores
* Our knowledgeable staff can help answer additional questions with a single phone call (260)637-7788
Mainstream Mortgage
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