Indiana Mortgage Company Mainstream Mortgage a local Fort Wayne Mortgage Company

Indiana Mortgage Company Servicing all of Indiana

As a locally owned Fort Wayne Mortgage Company, Mainstream Mortgage offers a wide
variety of lending programs. First Time Homebuyer? Need to refinance for a lower rate?
Whether you are a homeowner seeking a mortgage refinance for debt consolidation or a
first time home buyer looking for the perfect house, we are here to offer you professional
service and advice for any of your mortgage needs. Mainstream Mortgage prides itself on
being able to place almost any home loan, even if you have less than perfect credit. Dealing
with the greatest range of mortgage lenders allows us the most flexibility when working
with our clients for refinancing and home purchases. Let us review all your options. It's that
easy.
We are proud to be your Indiana Mortgage Company!

INDIANA HOME LOANS WE SPECIALIZE IN:

Purchases
Bill Consolidation loans
USDA (100% financing)
203K
90% JUMBO loans

Mainstream Mortgage

Servicing the entire state of Indiana

Contact us:

260-637-7788 or
866-471-3339
Notary Services available
Your local Fort Wayne Mortgage Company

an Indiana mortgage company

Including but NOT limited to
the following areas:

• Lafayette, IN
• Muncie, IN • Anderson, IN •
Indianapolis, IN
• Terre Haute, IN
• Bloomington, IN
• Lebanon, IN
• Evansville, IN
• Fort Wayne, IN • Elkhart, IN •
South Bend, IN
• Columbus, IN • Kokomo, IN •
Michigan CIty, IN
• Carmel, IN • Goshen, IN

**ALL OF INDIANA**

Streamline Loans
Refinances
Land Contract Payoffs
Cash out
FHA / VA

Your Indiana Mortgage Company
Mainstream Mortgage * 10536 Coldwater Rd. * Fort Wayne, IN 46845
a locally owned Fort Wayne Mortgage Company NMLS ID 124729

Read Tips from your local Fort
Wayne Mortgage Company for
realistic goals for any new
Homebuyer.
(Adobe pdf file)

Let us help take the challenge out of your new home purchase or your search to refinance
for a really great rate. We do the hard work so you don't have to. Since we are a locally
owned Fort Wayne Mortgage Company we are licensed according to Indiana law...not all
mortgage companies can say the same. Very few national mortgage companies have
licensed originators in individual states which leaves you vulnerable to improper
disclosure. Financing a home is one of the biggest financial decisions you will make in a
lifetime-don't leave it to chance. Put your trust in the professionals of an Indiana Mortgage
Company like Mainstream Mortgage.

HAPPY NEW YEAR FROM OUR FAMILY TO YOURS Todays rates as of 4/23/13 Markets are sensitive and are moving day to day!! Don't miss out while rates are still fantastic

		Rates based on $150,000 loan amount, 80% loan to value, 740 credit score, conventional loan and are subject to credit and underwriting guidelines. We do our best to keep you informed; however, rates can change throughout the day w/o notice due to market changes. Rate are quoted with NO POINTS **Additional rate options are available-please call for quotes and details**

	*"NOTE RATE" DEFINED The "Note" rate is the actual rate of interest you are charged day to day on your mortgage. This is the rate outlined in your Mortgage Note and is the rate you are quoted based on the conditions of the market and credit qualifications. THE NOTE RATE CALCULATES YOUR PAYMENT

	*"APR" DEFINED "The Annual Percentage Rate" is NOT the "Note" rate for which the borrower applied. The APR is the cost of the loan in percentage terms taking into account various loan charges of which interest is only one such charge. Other charges which are used in calculation of the APR are Private Mortgage Insurance or FHA Mortgage Insurance Premium (when applicable) and Prepaid Finance Charges (loan discount, origination fees, prepaid interest and other credit costs). The APR is calculated by spreading these charges over the life of the loan which results in a rate generally higher than the interest rate shown on your Mortgage/Deed of Trust Note. If interest was the only Finance Charge, then the interest rate and the Annual Percentage Rate would be the same"....Your interest does NOT accumulate from APR it accumulates from your "Note" rate -Source Truth-In-Lending Disclosure*

NOTE RATE*

APR**

FHA 30 Year Fixed

3.25%

4.221%

FHA 15 Year Fixed

2.875%

3.277%

Conventional 30 Year Fixed

3.5%

3.824%

Conventional 20 Year Fixed

3.375%

3.696%

Conventional 15 Year Fixed

2.75%

2.995%

Conventional 10 Year Fixed

2.75%

3.829%

Conventional 5 Year ARM

2.625%

2.882%

Jumbo Loans to 90% WITHOUT
Mtg Ins

Please call for quote

Indiana Mortgage Company:
Mainstream Mortgage - a Fort Wayne Mortgage Company

Indiana Mortgage Company - Mainstream Mortgage:

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260-637-7788